One of the first decisions when buying a flat is whether to choose ready-to-move or under-construction flats in Jaipur. Both can be good choices. The right one depends on your budget, your timeline and how much risk you are comfortable with.
Ready-to-move flats: pros and cons
- Pro: what you see is what you get. You can inspect the actual flat, the view and the society before you pay.
- Pro: move in quickly. No rent and EMI at the same time.
- Pro: no GST. GST does not apply to a home that has a completion certificate.
- Con: higher price. Ready flats usually cost more than the same flat booked earlier.
- Con: less choice. The best floors and facings are often already sold.
Under-construction flats: pros and cons
- Pro: lower entry price. Early buyers usually pay less.
- Pro: more choice. You can pick your tower, floor and facing.
- Pro: staged payments. You pay as construction progresses, which is easier on cash flow.
- Con: you wait. You may pay rent and EMI together until possession.
- Con: GST applies on the under-construction price. Ask for the current rate in your cost sheet.
- Con: delay risk. This is why the builder's track record and RERA registration matter so much.
How to reduce the risk of an under-construction flat
- Only buy in a RERA-registered project, and check its declared completion date on the portal. See our RERA guide.
- Visit projects the builder has already handed over and ask residents whether possession was on time.
- Check that the project is approved by major banks for home loans.
- Visit the site more than once to see construction progress for yourself.
Virat Group's delivery record
Over more than two decades, Virat Group has delivered over 5 million sq ft for more than 3,000 families. On average, our projects have been handed over about two years before their RERA completion date.
At Virat Krishnav in Vaishali Nagar West, Phase 1 is sold out and families already live there, so you can see the finished quality while booking in Phase 2 (C Block). Home loans are available from SBI, PNB, HDFC, IOB, ICICI and Axis Bank.
Which should you choose?
If you need to move in soon or want zero construction risk, choose ready-to-move. If you can wait, want a better price and more choice, and the builder has a strong record, under-construction is often the better value. Not sure? Talk to our team or call +91 9314 611 511, and we will help you compare.
